|
A Handy Checklist You Can
Print
(Highlight all text and select "Print Selection"
from your printer menu.)
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|
____ |
Employer's verification address, contact phone number for
personnel for both Borrower. and Co-Borrower. We
need to verify the last two years employment. |
| ____ |
Copy of Borrower's and
Co-borrower's last two years W-2s. |
|
____ |
For self-employed, a Year-To-Date signed Profit &
Loss Statement and current balance sheet.
Copies of Federal Tax Returns for the last two years including all schedules, W-2s, 1099s, etc. These
copies must be signed and dated. |
| ____ |
Copy of Borrower's and Co-borrower's last 4 weeks pay
stubs. |
|
____ |
Copy of Borrower's and Co-borrower's Driver's License or
photo ID and social security number. |
| ____ |
Diploma or school transcripts, if you have been a student
within the last 2 years |
| ____ |
Banks: Last 3 months statements (ALL pages of
statements) |
|
____ |
After you purchase, verification of deposits after all funds
needed for closing are on deposit. |
|
____ |
Current account statements received for all asset
accounts (savings, checking, mutual funds, stocks, bonds, IRA, 401(k), etc.) |
|
____ |
After you purchase, copy of front and back of cancelled
earnest money check or copy of front of un-cancelled check and copy of bank
statements showing it cleared from your account. |
|
____ |
Loans: Names, addresses account numbers, current
balance and minimum monthly payments for ALL of the following: |
|
____ Installment loans |
|
____ Credit cards |
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____ In-store credit cards |
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____ Student loans |
| ____ |
Landlord's name, address, phone numbers for the last TWO
years. |
|
____ |
If applies, ALL PAGES of divorce decrees, property
settlements, separation agreements, child support. |
|
____ |
If applies, Bankruptcy papers with ALL PAGES and an explanation
of the circumstances of the bankruptcy. |
| ____ |
For VA loans, an ORIGINAL copy of VA Certificate of
Eligibility. |
| ____ |
Copy of Social Security award letter, if you get Social
Security. |
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|
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For refinance loans: |
|
____ |
Condos/Homeowners Association: Name, address and phone number
of your Homeowners Association. |
| ____ |
"Purpose for refinance" letter |
| ____ |
Current mortgage company name, address, phone numbers and
account numbers. |
| ____ |
Copy of face page of homeowner's insurance policy. |
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Spartanburg
Listings.com
